Ask Our Finance Experts at Bill Hood Ford
Welcome! We're Landon Lauderdale, Jody Simoneaux and Matt Gros -- the Business Managers at Bill Hood Ford here in Hammond. Whether you're ready to finance a new Ford F-150, lease an innovative Mustang Mach-E or find a reliable used car for sale nearby, we're here to guide you through your options with clarity and confidence.
Buying or leasing a vehicle should be exciting, not overwhelming. With our local dealership's nearly century-long legacy of serving Louisiana drivers since 1929, our dedicated finance team brings decades of combined experience helping Tangipahoa Parish families navigate the financing process.
Our goal is to simplify everything and address your questions thoroughly, so you can focus on enjoying your new Ford truck or SUV. Keep reading to find answers to our most commonly heard questions!
Our Experts Answer Your Auto Financing Questions
01
How do I apply for Ford financing?
Start online with our finance application; it takes just a few minutes and provides our Ford finance team with the information we need to personalize your loan or lease terms. You can also visit our state-of-the-art facility at1500 N Morrison Blvd in Hammond, where our first-class waiting area features individual desks for comfortable, private discussions about your financing options.
02
What if I have no credit or poor credit?
No worries. We work with multiple lenders who specialize in flexible financing solutions, even for buyers with limited credit history or past credit challenges. As Louisiana's oldest operating car dealership with nearly 100 years of experience, we've helped thousands of drivers in every credit situation secure reliable transportation. Our team is committed to finding financing solutions that work for your unique circumstances.
03
Is it better to buy or lease a Ford?
That depends on your driving habits and long-term goals. Leasing typically offers lower monthly payments and allows you to drive the latest Ford models with cutting-edge technology every few years. Buying gives you full ownership, unlimited mileage and the flexibilityto customize your vehicle. We'll help you weigh both options based on your annual mileage, budget and how long you plan to keep your vehicle.
04
Can I trade in my current vehicle?
Absolutely! We offer fast and fair appraisals, available both online and in-person. Value your trade today to see how much your current vehicle is worth. Your trade-in value can be applied directly to reduce your next vehicle's total cost, lowering your down payment or monthly payments. Whether you're trading a Ford or another brand, we provide competitive offers backed by transparent market data.
05
What financing options are available for electric cars?
As a future-ready dealership offering complete electric vehicle sales and service, we're experts in EV financing. Special incentives and federal tax credits often apply to electric vehicles like the Mustang Mach-E and F-150 Lightning, potentially saving you thousands. Our team stays current on all available EV incentives and will ensure you maximize every available benefit when financing your electric Ford. Plus, our facility includes onsite public EV chargers for your convenience.
06
How does the Ford financing process work?
Our streamlined process begins with your finance application, which takes just minutes to complete. We then review your information, check your credit and work with our network of lenders to secure competitive rates. Once approved, we'll present your options clearly -- including different term lengths and payment structures -- so you can make an informed decision. Our transparent approach means no surprises, just straightforward guidance from Louisiana's most trusted Ford dealership.
07
Why should I finance with Bill Hood Ford?
As Louisiana's oldest operating car dealership and a CARFAX® Dealer of the Year recipient, we offer advantages you won't find elsewhere:
- Nearly 100 years of automotive expertise since 1929
- 40 years of specialized Ford sales and service experience
- Comprehensive convenience: shuttle service, mobile Ford service, pickup and delivery options
- State-of-the-art facilities with comfortable, private consultation spaces
- Complete EV sales, service and onsite public charging
- Strong community ties throughout Tangipahoa Parish and surrounding areas
- Transparent pricing and financing backed by our CARFAX® recognition
Let's Make Your Ford Financing Easy
We're here to ensure your financing experience is stress-free and personalized. Together, we'll find the right path forward and the perfect Ford vehicle to match your needs and budget. Whether you're shopping for a powerful Super Duty® truck, a fuel-efficient Ford EV or a family-friendly Explorer, the Bill Hood Ford finance team provides the expertise and personal attention that comes from nearly a century of serving Louisiana drivers.
Contact us today, apply for pre-approval or visit us in person at 1500 N Morrison Blvd in Hammond to speak with us or another member of our experienced team. We look forward to helping you soon!
Read More: Why Choose Bill Hood Ford? | Serving Baton Rouge